About Form 1095

Why do employees receive a Form 1095-C?

Per the Affordable Care Act (ACA) legislation, employers must provide employees with new Internal Revenue Service (IRS) forms indicating that health coverage was offered to them and their family members during the Calendar Year and that the coverage offered met ACA “minimum essential coverage” and “minimum value” requirements. These documents also show which employees and dependents (if applicable) were covered under the plan.

Must I wait to file my Federal Tax Return until I receive these forms?

It is not necessary to wait for Forms 1095-C in order to file your Income Tax return.

Complete details are on the IRS website: https://www.irs.gov/Affordable-Care-Act/Questions-and-Answers-about-Health-Care-Information-Forms-for-Individuals.

Important Information for those filing certain State Tax Returns

The information contained in these Forms verifies that you and any covered dependents had health coverage during the Calendar Year. This information may be required if you need to file an income tax return in California, New Jersey, Rhode Island, Massachusetts, or the District of Columbia.